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LauraM[_2_]
March 15th 09, 07:41 PM
I have no affiliation with Care Credit at all, but in case some of you
haven't heard of it, I thought I'd post the info here. I've used it
several times when Hobbes had procedures that I couldn't afford to pay
for all at once. I opened a Care Credit card which enabled me to
charge various procedures and pay them off with *no interest* in 3, 6,
12 or 18 months depending on the amount charged. The more you charge,
of course, the longer you have to pay it off.

It's been a godsend! It takes such a load off as far as how I will
pay for his treatments. I always know I can use it and then pay it
off incrementally. The best part is with no interest. (I sound like
an ad, but I can assure you, I'm not.)

Hope this helps someone!

dejablues[_4_]
March 16th 09, 01:49 AM
"LauraM" > wrote in message
...
>I have no affiliation with Care Credit at all, but in case some of you
> haven't heard of it, I thought I'd post the info here. I've used it
> several times when Hobbes had procedures that I couldn't afford to pay
> for all at once. I opened a Care Credit card which enabled me to
> charge various procedures and pay them off with *no interest* in 3, 6,
> 12 or 18 months depending on the amount charged. The more you charge,
> of course, the longer you have to pay it off.
>
> It's been a godsend! It takes such a load off as far as how I will
> pay for his treatments. I always know I can use it and then pay it
> off incrementally. The best part is with no interest. (I sound like
> an ad, but I can assure you, I'm not.)
>
> Hope this helps someone!

I heard a story on NPR yesterday that was about Care Credit using predatory
lending practices, not adhering to their agreements, paying endorsements to
providers that encourage the use of CareCredit, and threatening people that
were not aware of what they had signed up for.
http://www.npr.org/templates/story/story.php?storyId=101837436
I listened carefully because I had just picked up an application at the
vet's office a couple of weeks ago.

It's basically a credit card that you can only use in a few places. If you
have a credit card, you would not need it.
Be very careful before you sign up for something like this.

LauraM[_2_]
March 16th 09, 02:01 AM
On Mar 15, 5:49*pm, "dejablues" > wrote:
> "LauraM" > wrote in message
>
> ...
>
> >I have no affiliation with Care Credit at all, but in case some of you
> > haven't heard of it, I thought I'd post the info here. *I've used it
> > several times when Hobbes had procedures that I couldn't afford to pay
> > for all at once. *I opened a Care Credit card which enabled me to
> > charge various procedures and pay them off with *no interest* in 3, 6,
> > 12 or 18 months depending on the amount charged. *The more you charge,
> > of course, the longer you have to pay it off.
>
> > It's been a godsend! *It takes such a load off as far as how I will
> > pay for his treatments. *I always know I can use it and then pay it
> > off incrementally. *The best part is with no interest. *(I sound like
> > an ad, but I can assure you, I'm not.)
>
> > Hope this helps someone!
>
> I heard a story on NPR yesterday that was about Care Credit using predatory
> lending practices, not adhering to their agreements, paying endorsements to
> providers that encourage the use of CareCredit, *and threatening people that
> were not aware of what they had signed up for.http://www.npr.org/templates/story/story.php?storyId=101837436
> I listened carefully because I had just picked up an application at the
> vet's office a couple of weeks ago.
>
> It's basically a credit card that you can only use in a few places. If you
> have a credit card, you would not need it.
> Be very careful before you sign up for something like this.

I've had no problems whatsoever had have used this for a few years
now. A credit card is different in that if you pay it off completely
each month, that's fine, but if you have a $2K balance, you get
charged interest if it takes you two months to pay the balance. I've
never had spam or calls or any problems with Care Credit.