"Lesley" wrote in message
...
On Apr 3, 8:41 am, "jmcquown" wrote:


Banks and credit card companies these days don't reward good solid
customers. They welcome deadbeats who can't pay their bills. They
welcome
people who think nothing of going 30, 60, 90 days past the due
date.
Because these cards are raking in money in late fees and
exhorbitant
interest.

Same here- I have 2 credit cards and they don't like me,,,,,I
sometimes them use for - to put something on my debit card might
leave me short until payday but I know I can clear the credit card
on payday and thus not pay a penny in interest...they hate me- I
don't pay a penny in interest (In fact when I haven't used my card
much this month but for whatever reason I'm anticipating having to
spend more next month I sometimes overpay and end up making
interest from them)..They keep upping my credit limit in the vague
hope I might suddenly spend a lot on a plasma TV or something but
I've never been remotely near my credit limit...

I like the idea that somewhere some credit card people are grinding
their teeth about me!

*************

Don't worry too much about the poor credit card companies. They get
a percentage of every purchase you charge to your card. They make
plenty before you get into the interest they charge.

I personally won't use a debit card. I do have and use an ATM card.
The difference is I have to enter a pass code in order to use the
ATM card. I only use it at the grocery store and sometimes to get
cash as the bank.

I don't care for the way debit cards are linked directly to your
checking account. If there is a mistake it can leave you in a very
vulnerable position until it is sorted out.

I also check the balances on my credit cards and checking account
frequently online rather than wait for the statement to arrive. I
pay everything either with a credit card or online and sometimes go
months without writing a check.

Jo