Granby wrote:
I like your saying from Finland. I have decided that the fool who talked
about "the golden years" must have been all of 21 and rich!

Indeed! The idea of "being retired" sounds great when you're a young
wage-slave - especially if you don't particularly LIKE what you do for a
living - but unless you have really GOOD "retirement benefits", it not
only means curtailed physical abilities, but curtailed income, too!