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Old April 29th 08, 03:12 PM posted to rec.pets.cats.health+behav
22brix
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Posts: 506
Default Vet Pet Insurance


"cindys" wrote in message
...

"Khushbu Malik" wrote in message
...
Hello,

Vet pet insurance is not only good for your pet but for yourself too.
The trend of having vet pet insurance is increasing day by day. Visit
the below link for more details about vet pet insurance.

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Vet pet insurance is a ripoff. All it means it that you pay in advance for
routine care. The only way you ever get your money's worth is if you have
a young animal who tragically develops an unforeseen catastrophic illness.
In my experience of looking into getting pet insurance, older animals
("older" meaning any animal more than 8 years old - my 10 year old healthy
cat was considered uninsurable) and any pre-existing medical condition is
not covered. Also, certain major illnesses, like cancer, require a rider
and are not covered in the basic policy under any conditions. My
10-year-old cat was initially accepted into the insurance plan. I was
required to get a medical exam and $100 worth of bloodwork, which came
back fine. Then, after I paid for all of that, I was told that she
couldn't be insured because of her age (did her age change overnight?)

As many people on this group have pointed out, it makes a lot more sense
to establish a savings account for your pets and put money into the
account (every month) that is earmarked for medical needs only.


http://vet-petinsurance.blogspot.com/


Vet pet insurance is necessary.


No, it's not.


Vet bills can mount up when it comes
to your furry friend being ill. If you're lucky, you'll be able to pay
for each illness as it comes - and it will, especially with an older
pet.


Older pets are not insurable.

Read more details from:

http://vet-petinsurance.blogspot.com/


Often insurance companies start insuring pet from the age of six
months but some does not give coverage to your pet if he or she is
more than of eight years.


You got that right, and who needs to spend $300/year for insurance to
cover the cost of an annual checkup and vaccinations for a two-year-old
cat? It's cheaper to pay out of pocket.
Best regards,
---Cindy S.






I couldn't agree more. I went the insurance route for a little but it was
just way too expensive, especially with multiple pets (at the time we had 7
cats and 2 dogs). I don't remember the logic at the time but for awhile we
even tried just insuring a few of them. Invariably the pets that were not
insured would get sick or the condition wasn't covered. We now have an
account set aside just for vet bills and everybody is covered; it's worked
out much better for us.

Bonnie