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#1
August 18th 14, 11:24 AM
posted to rec.pets.cats.anecdotes
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." Here's How The Community Reinvestment Act Led To The HousingBubble's Lax Lending"
Here's How The Community Reinvestment Act Led To The Housing Bubble's Lax Lending"
http://www.businessinsider.com/the-c...#ixzz3AjlDaSRF excerpt: "....The CRA was not a static piece of legislation. It evolved over the years from a relatively hands-off law focused on process into one that focused on outcomes. Regulators, beginning in the mid-nineties, began to hold banks accountable in serious ways. Banks responded to this new accountability by increasing the CRA loans they made, a move that entailed relaxing their lending standards..." read more 
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