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OT anyone else doing Black Friday
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OT anyone else doing Black Friday
"hopitus" wrote in message ... On Nov 19, 1:35 pm, "Matthew" wrote: if so take a look at the deal upfronthttp://www.beatthecrowd.net/ You're a dear, Matt, and you know nothing personal meant here but for those of us trying to scrape it together for Turkey Day next week, the day preceding Black Friday looms on our horizon with all the appeal and cuddliness of a hungry T-Rex. At least I have no sweat re possibly losing my home: when the finance dude was waving papers and trash-talking me about getting an interest- only, AR loan, I ROFL at him and told him it would be a fixed 30-year FHA or no deal. Only the food/meds tightrope to deal with these days.....but thanks, and I hope you're feeling more like your old self, although I know you will never forget Spirit. Thanks Hop It has been a long process not to call his name. I still tear up when I think about him. Poor Ka'shay he was her best friend and I know she misses him. I have been wanting to adopt a few more but I am so scared too both financially and emotionally. I posted the food service a couple post ago to help out. I don't know if you saw it www.angelfoodminsitries.com you are in Florida so you can take advantage of it. The service is for everyone who needs a little help. I know how many feel. I thought I could retire young and not make my disabilities worse than they are. But had to take on a full time job to pay the bills even though I should not be working at all due to physical problems. I will not take disability, food stamps and or anything like that even thought I can. As most know I ended up in the hospital a couple weeks ago not a fun thing. But I will do what it takes to provide a home with out taking charity from someone who needs it more. If I get desperate and can't work anymore than I will think about it till than I pray that everything works out. I post stuff like this so people who have children and or grandchildren that can use the helping hand. I am going to go to buy some things such as toys and other items the kids need for some friends who are not doing so well. I have been going to the thrift stores and the habitats for humanity looking for stuff for them and the kids. Every day I hug my mom and my cats and thank the gods above and those watching over me that I have what I have. I am buying a xmas box from the food source for them. You got someone to offer you a loan. Lucky You. I have great credit and so does my mother. But when we went to our bank to take a look at maybe a 15 year refinance since we own our home to add some more padding to the retirement and do some home repairs that are needed. The loan officers showed us the paper work. I started laughing at him it was for $25,000.00 @ 10.9% for 15 years with a adjustable rate. I told him I think I need to find a new bank |
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OT anyone else doing Black Friday
Nomen Nescio wrote:
-----BEGIN PGP SIGNED MESSAGE----- From: "Matthew" if so take a look at the deal upfront http://www.beatthecrowd.net/ Yea, you're a cheap SOB. I always liked that about you. Here's a couple others. http://www.theblackfriday.com/ http://www.dealsofamerica.com/ We'll be out next Friday. Doing our part to stimulate the economy. How are your finances holding up through the downturn? What downturn? We just bought a new HD dish system, and will be getting a smaller HD TV/monitor for DH to play his XBox360 on. Prices have fallen so far down, it's a shame NOT to buy! but we are setting some back, still, just in case, and if things go OK, be getting a new car in a year... -- ^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) net http://community.webshots.com/user/mgcmdjeep |
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OT anyone else doing Black Friday
Nomen Nescio wrote:
-----BEGIN PGP SIGNED MESSAGE----- OOPS! That little "circle C" symbol confuses my PGP program. I should have caught it. It's happened before. This should have been....................... From: Magic Mood Jeep ("circle C" removed) What downturn? You're not heavily invested in the stock market. Are you? 401(k) only, to the tune of (before the "crash") $40,000, otherwise, no. We just bought a new HD dish system, and will be getting a smaller HD TV/monitor for DH to play his XBox360 on. Prices have fallen so far down, it's a shame NOT to buy! I agree. This could be the best time to be a buyer in our lifetime. As one wise investor once said: "Buy when the cannons thunder, sell when the violins play". That doesn't just apply to stock investments. The cannons are thundering louder than I've ever heard them, right now. but we are setting some back, still, just in case, and if things go OK, be getting a new car in a year... Wise move! Have you ever considered a career as a "financial advisor"? Not with our Credit Card history We are finally getting a grip on it (and carry 2 mortgages and paying for tuition as DH makes too much to qualify for aid, and don't see the need for a loan) - and without declaring any type of bankruptcy whatsoever. -----BEGIN PGP SIGNATURE----- Version: N/A iQCVAwUBSSXurZMoscYxZNI5AQF8PQP+NoSHeaNzot+bkiTAEo xO0niC5lp7fYFl QrZFF7UstfOob0HDqrF3mt9H6NeY+/az42QLwFzGxC8+3hZRKqYshmtcDmYEI3hW gTgMkxXXfonw//jbD0d87j0W3eBlA2Vfo8CgpDeXItrPgv7GkYUOasBmXXInTvVK 8M1I2uN7dQ0= =KPX6 -----END PGP SIGNATURE----- -- ^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) net http://community.webshots.com/user/mgcmdjeep |
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OT anyone else doing Black Friday
On Nov 20, 1:40*pm, Nomen Nescio wrote:
Prices have fallen so far down, it's a shame NOT to buy! I agree. This could be the best time to be a buyer in our lifetime. For clothes and electrical goods this is a good time to be able to afford things- a couple of weeks back I got a top that I was lusting after at 28.00 pounds but couldn't justify as I have enough things to wear and money is tight but when it was only 10.00! It's not even old stock usually sales are the odds and ends of ranges that didn't sell but they had loads of this particular top in the sale and they've not changed their season yet. Then I got Dave his new digital camera was 180 now 90- bargain! But it's still hard to afford the day to day stuff- I know we're going to get a worse than inflation pay rise next year and the price of public transport looks to rise above the rate of inflation. I think I am struggling to be as well off as I was 2 years ago at the moment! And they are cutting interest rates on savings, which is not the best news when my bond matures in January! This and another one are my long term investments from my mum's estate designed to supplement my income in my old age but I worry whether they, a small state pension and my private pension will be enough! Lesley Slave of the Fabulous Furballs |
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OT anyone else doing Black Friday
On Nov 21, 10:37�am, Lesley wrote:
On Nov 20, 1:40�pm, Nomen Nescio wrote: Prices have fallen so far down, it's a shame NOT to buy! I agree. This could be the best time to be a buyer in our lifetime. For clothes and electrical goods this is a good time to be able to afford things- a couple of weeks back I got a top that I was lusting after at 28.00 pounds but couldn't justify as I have enough things to wear and money is tight but when it was only 10.00! It's not even old stock usually sales are the odds and ends of ranges that didn't sell but they had loads of this particular top in the sale and they've not changed their season yet. �Then I got Dave his new digital camera was 180 now 90- bargain! But it's still hard to afford the day to day stuff- I know we're going to get a worse than inflation pay rise next year and the price of public transport looks to rise above the rate of inflation. �I think I am struggling to be as well off as I was 2 years ago at the moment! And they are cutting interest rates on savings, which is not the best news when my bond matures in January! This and another one are my long term investments from my mum's estate designed to supplement my income in my old age but I worry whether they, a small state pension and my private pension will be enough! Lesley Slave of the Fabulous Furballs Welcome to the club. Practically everyone I know worries about whether our government pension (if there is any left by the time we retire), plus their 401K retirement money in the toilet. I'm thinking if the cats are still around (and they very well could be--Bosley is only 5)....they'll have to learn to like cheaper cat food (heck, we may be eating cat food by then) I was thinking the other day, one advantage to getting old is that there's no mortage to worry about anymore, and my 10--year-old car still suits me just fine, as long as it's dependable. Sherry Sherry |
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OT anyone else doing Black Friday
My daughter just called from New York and informed me we were going shopping
the day after Thanksgiving. I did this once with her. She is sure she can save a lot more this year and, as she reminds me there are a couple of things I want. A pasta maker for one. I was fine until she said we would have to get up at 3 as that is four Indiana time and we need to be there at 5. I reminded her I was a year older and she said Tough Ma I need someone to hold my place in line when I have to pee. "Lesley" wrote in message ... On Nov 20, 1:40 pm, Nomen Nescio wrote: Prices have fallen so far down, it's a shame NOT to buy! I agree. This could be the best time to be a buyer in our lifetime. For clothes and electrical goods this is a good time to be able to afford things- a couple of weeks back I got a top that I was lusting after at 28.00 pounds but couldn't justify as I have enough things to wear and money is tight but when it was only 10.00! It's not even old stock usually sales are the odds and ends of ranges that didn't sell but they had loads of this particular top in the sale and they've not changed their season yet. Then I got Dave his new digital camera was 180 now 90- bargain! But it's still hard to afford the day to day stuff- I know we're going to get a worse than inflation pay rise next year and the price of public transport looks to rise above the rate of inflation. I think I am struggling to be as well off as I was 2 years ago at the moment! And they are cutting interest rates on savings, which is not the best news when my bond matures in January! This and another one are my long term investments from my mum's estate designed to supplement my income in my old age but I worry whether they, a small state pension and my private pension will be enough! Lesley Slave of the Fabulous Furballs |
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OT anyone else doing Black Friday
"Lesley" wrote in message ... On Nov 20, 1:40 pm, Nomen Nescio wrote: Prices have fallen so far down, it's a shame NOT to buy! I agree. This could be the best time to be a buyer in our lifetime. For clothes and electrical goods this is a good time to be able to afford things- a couple of weeks back I got a top that I was lusting after at 28.00 pounds but couldn't justify as I have enough things to wear and money is tight but when it was only 10.00! It's not even old stock usually sales are the odds and ends of ranges that didn't sell but they had loads of this particular top in the sale and they've not changed their season yet. Then I got Dave his new digital camera was 180 now 90- bargain! But it's still hard to afford the day to day stuff- I know we're going to get a worse than inflation pay rise next year and the price of public transport looks to rise above the rate of inflation. I think I am struggling to be as well off as I was 2 years ago at the moment! And they are cutting interest rates on savings, which is not the best news when my bond matures in January! This and another one are my long term investments from my mum's estate designed to supplement my income in my old age but I worry whether they, a small state pension and my private pension will be enough! Lesley **************** I guess it isn't easy to keep me happy. I filled the car yesterday and it was only $1.99 a gallon. Just ticks me off because while that means we could afford to drive somewhere, we couldn't afford the rest of the costs of a trip. The way I figure it, the price of a barrel of oil is a number picked at random by a group of people who have more money than they can ever imagine spending. So its fun to screw with the rest of the world. Trouble is they put it high enough to screw with the economy in the places they invest their money and go to play. Don't tell me if I'm wrong. I console myself when I look at the market by believing that the prices in the stock market are hurting them more than they are hurting me. Kind of like about twenty years ago when Japan businessmen decided to pretty much buy Hawaii. Trouble is they ran up the prices, but still couldn't take it home with them. And lost a bundle in the long run. Jo |
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