If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. |
|
|
Thread Tools | Display Modes |
#1
|
|||
|
|||
(OT) Rant - Department of Motor Vehicles and other absurdities
(I apologize if I already posted about this. Had some problems with
individual.net the other day. All this happened last Friday. It's a long rant, and I apologize for that, too.) /begin rant My car tags & registration are coming up for renewal in April. It's registered in Tennessee. (I still have an apartment there.) It occurred to me I may as well go ahead and register it in SC. But my car title is locked in a file cabinet in TN and I'd need it to register the car in SC. So I called the DMV in Tennessee to request a duplicate title. The woman was extremely rude. (I understand she's a harried and possibly underpaid government employee, but hey! at least she has a job. Would it have killed her to be polite?) She cut me off mid-sentence and informed me I can't possibly have the title to my car because it still has a lien on it. I said no, I paid the loan off in May, 2004. She came within a fraction of an inch of calling me a liar. She said (snippily) I couldn't possibly have paid it off because that's not what her computer shows. We all know computers are never wrong, don't we? (GIGO - garbage in, garbage out.) She asked "What bank do you send your payments to?" (Note: she used the present tense, not past tense.) I sighed. I said I made my last payment in 2004 and it was financed through the dealership, not my own bank. I sent the payments to the dealership. She stiffly informed me there's no way I paid off the loan for the car. [I ask you, if I still owed money for this car don't you think the dealership would have come after me by now? My address (in TN) didn't change from the time I financed it to the time I paid it off. Neither did my phone number. If I owed them money they'd have been tracking me down... especially since the final payment was over $6000.] So I called the dealership. Oh, we don't keep records longer than 3 years. WHAT?! You have no record of me buying a car from you in 2003 and paying it off in 2004? Nope, sorry. (In this wonderful world of modern technology, their computers only go back 3 years?! My god, I was able to track down a life insurance policy issued in 1947 but these people can't tell me I bought a car from them in 2003. How utterly ridiculous!) The woman at the dealership asked me what bank. I again patiently explained I financed it through them, I didn't get a loan from *my* bank otherwise I'd be talking to my bank. She said sure, she understood that, but what bank was the dealership using then? Now how the hell am I supposed to know that? More importantly, why don't *they* know that?! When I was making payments I just put my check in the supplied envelope with the payment coupon and mailed it. I don't remember the address it went to; we're talking 5 years ago. She suggested I call my insurance company. So I called my insurance company. They were very helpful, insofar as possible. They gave me the name of a bank that probably handled the financing for the dealership at that time. But that bank doesn't seem to exist anymore. Great, what do I do now? She suggested I call the corporate offices of the car dealership and explain the problem. huge sigh Okay, so I called the corporate office of the dealership. You know by this time I was tired of trying to explain the situation. The woman I spoke with there said someone from the dealership where I bought my car would have had to sign the title over to me. They probably forgot to inform the state. Great, what do I do about that? They don't keep records older than 3 years! She didn't know what to tell me. I'll call MY bank tomorrow to see if they can get me a copy of the check I wrote in 2004 paying off the car. That might give me a clue to work with. (Hopefully my bank keeps records longer than 3 years! LOL At least it's still the same bank, wasn't bought out or subject to the bail-out.) Meanwhile, come April I'll just register the car in TN again. Legally I can do that; I'm still a resident of TN. But what a huge bureaucratic nightmare this one seemingly simple thing turned into! /end rant Jill |
Thread Tools | |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Fire Department Gets Pet Rescue Masks | jmcquown[_2_] | Cat anecdotes | 0 | February 16th 08 11:49 AM |
I'm back from the wanna die department | tanadashoes | Cat anecdotes | 6 | February 8th 08 10:24 PM |
OT Ok I am annoyed RANT RANT RANT | Matthew AKA NMR \( NO MORE RETAIL \) | Cat anecdotes | 7 | March 30th 06 12:13 AM |
Could you turn off the purring motor please? | Mischief | Cat anecdotes | 6 | February 15th 05 09:52 PM |