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#1
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Bought I new house I think
I was in Florida visiting family and probably bought a house in the
same development as my mother and cousin.The paperwork has to be completed and the mortgage needs to be done, but I'm not expecting any big issues. I may retire but perhaps will be able to work out a deal with my place to continue working from Florida three days a week. I'm a computer programmer so it doesn't really matter where I am. I paid a lot of attention to how it would work for the cats. There is a restriction of 2 pets per household but no one thinks that having three will be a problem - certainly not unless I let them out. And eventually I will let them out, somehow, since currently they can go out into my fenced-in backyard and they like being outside. My mom's neighbor has two cats and they do go out, but it's in a pretty isolated part of the development so no one complains. I may need to have some sort of patio built - without a floor, so they can have plants to go under and grass to chew (and upchuck). But the development takes care of most gardening stuff so if I do that then I'll have to maintain it. I don't like that idea. I'll come up with something.. Maybe I can let them roam free but I'm a bit worried about my neighbors getting upset. I'll have to meet them and see how they'd feel about it. The cats should stay close to home and they do have tracking collars. I'm also concerned about the hawks of some kind that patrol the skies over Florida. They're probably too small to attack a cat but I'd rather not take the chance. I certainly have to keep them in for a few months until they settle in and realize that this is now home. And I need to figure out where the cat litter will go - I have a Litter Robot so it's pretty clean but there is also some noise when it rotates. Plus they're used to their hiding places (under my bed or in the basement) and they'll have to figure out new ones. Well, I haven't bought it yet and even if I do it will take months to get everything ready and sell my current house. I know that I'm going to rent a van and take the things that are valuable or that I really care about, so that's going to include the cats. It should be quite the adventure. |
#2
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Bought I new house I think
"dgk" wrote in message ... I was in Florida visiting family and probably bought a house in the same development as my mother and cousin. You "probably" bought a house ? Don't you know for certain? I would know for definite if I bought a house. I knew I bought the one I have because it took me 25 years to pay it off. You cannot buy a house accidentally (unless you are a millionaire and won't notice) |
#3
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Bought I new house I think
On 2014-12-26 1:25 PM, Christina Websell wrote:
"dgk" wrote in message ... I was in Florida visiting family and probably bought a house in the same development as my mother and cousin. You "probably" bought a house ? Don't you know for certain? I would know for definite if I bought a house. I knew I bought the one I have because it took me 25 years to pay it off. You cannot buy a house accidentally (unless you are a millionaire and won't notice) If the US is anything like Canada, a house purchase is only really official after all the final documents are signed - which of course, means also after all the financing arrangements are finalized. In my experience last year, there were several steps after I "bought" the house - made a more or less binding offer, which was accepted - at any of which the whole deal could have fallen through. Under some circumstances I would have lost my deposit, but the contract would also let me out if further investigation revealed faults with the place or its legal status, or my financing collapsed. Sometimes sellers put conditions saying that they can cancel the contract if the offer they have on their new place falls through. So you buy a house, and still lose it if something goes wrong before closing. You think you've bought it, but you really haven't. -- Cheryl |
#4
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Bought I new house I think
"Cheryl" wrote in message ... On 2014-12-26 1:25 PM, Christina Websell wrote: "dgk" wrote in message ... I was in Florida visiting family and probably bought a house in the same development as my mother and cousin. You "probably" bought a house ? Don't you know for certain? I would know for definite if I bought a house. I knew I bought the one I have because it took me 25 years to pay it off. You cannot buy a house accidentally (unless you are a millionaire and won't notice) If the US is anything like Canada, a house purchase is only really official after all the final documents are signed - which of course, means also after all the financing arrangements are finalized. In my experience last year, there were several steps after I "bought" the house - made a more or less binding offer, which was accepted - at any of which the whole deal could have fallen through. Under some circumstances I would have lost my deposit, but the contract would also let me out if further investigation revealed faults with the place or its legal status, or my financing collapsed. Sometimes sellers put conditions saying that they can cancel the contract if the offer they have on their new place falls through. So you buy a house, and still lose it if something goes wrong before closing. You think you've bought it, but you really haven't. -- Cheryl. It can still go wrong here here too. If your buyers think they've sold their house to buy yours and their buyers dip out for whatever reason. I decided not to move from my house to upgrade a long time ago. It's now paid for. It's ours, mine and Boyfies home for ever. He likes it because he is able to go out hunting in massive gardens. I like it because he can. It's his favourite thing to go out and hunt around my chicken huts for rats. But they have to be small otherwise he says "do you think I am stupid?" Big rats have teeth that that go through concrete and I had a big rat that almost took off a terrier's nose. Boyfie takes out the small rats that prevent them getting bigger. If he missed one and it gets big, he says "absolutely not, do it yourself and get the terriers in" I'm with him on that. |
#5
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Bought I new house I think
On 2014-12-26 2:47 PM, Christina Websell wrote:
It can still go wrong here here too. If your buyers think they've sold their house to buy yours and their buyers dip out for whatever reason. I decided not to move from my house to upgrade a long time ago. It's now paid for. It's ours, mine and Boyfies home for ever. He likes it because he is able to go out hunting in massive gardens. I like it because he can. It's his favourite thing to go out and hunt around my chicken huts for rats. But they have to be small otherwise he says "do you think I am stupid?" Big rats have teeth that that go through concrete and I had a big rat that almost took off a terrier's nose. Boyfie takes out the small rats that prevent them getting bigger. If he missed one and it gets big, he says "absolutely not, do it yourself and get the terriers in" I'm with him on that. I thought I'd be in the old place the rest of my life, but I got to the point at which I didn't want to deal with and more renovations and repairs, or live in a two storey house any more. There were other reasons to move, too, so finally I decided to sell the place for what I could get and take the money and whatever I would have had to put into more renovations had I stayed and buy an apartment-style condo - all on one floor and in good condition and so not needing expensive renos. I moved just a little over a year ago, and am very satisfied with my choice, as complicated and nerve-wrecking as the whole process was. I had expected to spend six months or more finding a suitable place, because the area I wanted to stay in because of proximity to public transportation (I have no car and didn't want the continued expense of one) and my work and friends was getting a bit pricey, and of course, I was also determined not to buy in or even look at a building that didn't allow pets. When I found a place that was nearly perfect in my price range, I gathered my courage and told the agent I wanted to make an offer. Things moved really quickly after that - next thing I knew my agent was asking me if I wanted to move by Christmas - I said yes, we set the closing date, and I accelerated the massive de-cluttering of the old place. I hadn't thought I owned so much junk! I was in my cozy new place before the worst of the winter hit (and last winter was really bad here!) and the old one sold a couple of months later. The buyer did all the renos and recently put it back on the market. The cats love the place. There are only a few rooms, but they're mostly large and airy - mostly open concept, not something I would have thought I'd go for, but I like it now. The windows are large and have wide window sills for sitting on and watching for birds, and of course they have a selection of soft warm places to nap. The tiny 'second bedroom' (most of the space is in the main bedroom and the living/kitchen/dining area) is set aside for their litter tray. They don't have the option of getting out, but they didn't in the old place either because of the amount of traffic, and are used to being inside. Cinnamon never shows any interest in the door to the corridor, but Sam slips out sometimes. One of these days, he's going to get a shock, because he'll do it when the family with the husky-type dog is taking it out for a walk! -- Cheryl |
#6
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Bought I new house I think
On 12/26/2014 10:55 AM, dgk wrote:
I was in Florida visiting family and probably bought a house in the same development as my mother and cousin.The paperwork has to be completed and the mortgage needs to be done, but I'm not expecting any big issues. I may retire but perhaps will be able to work out a deal with my place to continue working from Florida three days a week. I'm a computer programmer so it doesn't really matter where I am. I paid a lot of attention to how it would work for the cats. There is a restriction of 2 pets per household but no one thinks that having three will be a problem - certainly not unless I let them out. And eventually I will let them out, somehow, since currently they can go out into my fenced-in backyard and they like being outside. My mom's neighbor has two cats and they do go out, but it's in a pretty isolated part of the development so no one complains. I may need to have some sort of patio built - without a floor, so they can have plants to go under and grass to chew (and upchuck). But the development takes care of most gardening stuff so if I do that then I'll have to maintain it. I don't like that idea. I'll come up with something.. Maybe I can let them roam free but I'm a bit worried about my neighbors getting upset. I'll have to meet them and see how they'd feel about it. The cats should stay close to home and they do have tracking collars. I'm also concerned about the hawks of some kind that patrol the skies over Florida. They're probably too small to attack a cat but I'd rather not take the chance. I certainly have to keep them in for a few months until they settle in and realize that this is now home. And I need to figure out where the cat litter will go - I have a Litter Robot so it's pretty clean but there is also some noise when it rotates. Plus they're used to their hiding places (under my bed or in the basement) and they'll have to figure out new ones. Well, I haven't bought it yet and even if I do it will take months to get everything ready and sell my current house. I know that I'm going to rent a van and take the things that are valuable or that I really care about, so that's going to include the cats. It should be quite the adventure. Best of luck for it all to go smoothly. Jill |
#7
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Bought I new house I think
On 12/26/2014 9:14 AM, Cheryl wrote:
On 2014-12-26 1:25 PM, Christina Websell wrote: "dgk" wrote in message ... I was in Florida visiting family and probably bought a house in the same development as my mother and cousin. You "probably" bought a house ? Don't you know for certain? I would know for definite if I bought a house. I knew I bought the one I have because it took me 25 years to pay it off. You cannot buy a house accidentally (unless you are a millionaire and won't notice) If the US is anything like Canada, a house purchase is only really official after all the final documents are signed - which of course, means also after all the financing arrangements are finalized. In my experience last year, there were several steps after I "bought" the house - made a more or less binding offer, which was accepted - at any of which the whole deal could have fallen through. Under some circumstances I would have lost my deposit, but the contract would also let me out if further investigation revealed faults with the place or its legal status, or my financing collapsed. Sometimes sellers put conditions saying that they can cancel the contract if the offer they have on their new place falls through. So you buy a house, and still lose it if something goes wrong before closing. You think you've bought it, but you really haven't. Exactly. -- Joy Unlimited Colorful Crocheted Critters Photos at http://www.PictureTrail.com/joy9 |
#8
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Bought I new house I think
You "probably" bought a house ? Don't you know for certain
If the US is anything like Canada, a house purchase is only really official after all the final documents are signed [...] So you buy a house, and still lose it if something goes wrong before closing. You think you've bought it, but you really haven't. England is like that too, but Scotland isn't. House sales here are typically cast-iron final within hours of the offer being made. This can come as a shock to people moving from England who think they can back out of the deal. ----------------------------------------------------------------------------- e m a i l : j a c k @ c a m p i n . m e . u k Jack Campin, 11 Third Street, Newtongrange, Midlothian EH22 4PU, Scotland mobile 07800 739 557 http://www.campin.me.uk Twitter: JackCampin |
#9
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Bought I new house I think
On 2014-12-26 7:12 PM, Jack Campin wrote:
You "probably" bought a house ? Don't you know for certain If the US is anything like Canada, a house purchase is only really official after all the final documents are signed [...] So you buy a house, and still lose it if something goes wrong before closing. You think you've bought it, but you really haven't. England is like that too, but Scotland isn't. House sales here are typically cast-iron final within hours of the offer being made. This can come as a shock to people moving from England who think they can back out of the deal. I must say the agent I dealt with was very good and thorough about explaining all the legal obligations. I bought the previous place privately (without an agent) although I hired a lawyer to look over the contract and take care of the title search and similar duties. It turned out that he registered the property transfer improperly and hadn't taken into account the fact that the fences didn't exactly follow the property line. This caused a little delay when I sold the house, but fortunately the registration was only a formality and the neighbours were obliging about the discrepancy in the fencing (which was at the most a matter of less than a foot, if I recall correctly, and mostly less). Technically, since the fences much predated my occupancy, they had been there long enough to be recognized as the legal boundary, but I'm glad I didn't have to get the lawyers involved in that over such a small discrepancy. I'd gotten information on the relevant law when one of the other neighbours, a developer who caused me a lot of problems, tried to make me move one of the fences at my own expense. He couldn't do it. -- Cheryl |
#10
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Bought I new house I think
It turned out that he registered the property transfer improperly and
hadn't taken into account the fact that the fences didn't exactly follow the property line. This caused a little delay when I sold the house, but fortunately the registration was only a formality and the neighbours were obliging about the discrepancy in the fencing (which was at the most a matter of less than a foot, if I recall correctly, and mostly less). Technically, since the fences much predated my occupancy, they had been there long enough to be recognized as the legal boundary, but I'm glad I didn't have to get the lawyers involved in that over such a small discrepancy. Scotland has been so thoroughly surveyed and mapped for so long that nobody would ever think a fence or wall had anything to do with property lines - it's all on a chart in Register House. I saw a photo in the Te Papa museum in Wellington that made me think. It was of a fence that had been crossed at right angles by an active fault. The line of the fence had a jag in it several yards long where a quake had shifted half the farm relative to the other half. I'm sure New Zealand lawyers have decided this, but it isn't obvious to me whether you go by pegs in the ground or latitude and longitude when deciding where boundaries are. ----------------------------------------------------------------------------- e m a i l : j a c k @ c a m p i n . m e . u k Jack Campin, 11 Third Street, Newtongrange, Midlothian EH22 4PU, Scotland mobile 07800 739 557 http://www.campin.me.uk Twitter: JackCampin |
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