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#11
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Integrating a Stray - HELP!!
"CatNipped" wrote
If you would not think it rude, you are free to email me for how I sensibly finally undug from debt. No, this is no marketing schema. Anyways, not sure if any of that will help you but if the grocery bill is a big one for you, I can send you reams of good stuff to make in 15 mins or less, most of which are about 1-2$ per person. The key element s take that 'extra money' and put it on a credit card bill in excess of what is owed. Dont buy new curtins with it ;-) Wow, that was really smart to do it that way. I'd like to be able to do a roll-over loan, but we've only been in the house for 4 years and don't have the equity to make a loan on it. We've already put the charge cards into our safe deposit box, but that's locking the barn door *way* after the horses have left (I am taking one out to pay for Garvin's visit, but as I said it's only another $128 - that doesn't seem like much on top of the $12,000 already charged to that card alone! ;). Grin, but every penny helps! Our problem is that we seem to live from one disaster to the next. For I know the feeling. With no cushoin, those first couple of years are really hard. latest was our 3-year-old refrigerator dying and we had to get a Best Buy credit card to replace it - more debt. Next time an appliance dies? Check out the used refurbished ones. I've actually had very good luck with used washers and driers. There's a maytag repair place right down the street from me with excellent prices. But I do appreciate the advice and will follow it as much as we are able - it's just hard to pay extra when just the bare minimum payments takes your whole paycheck. We're in a holding pattern (at least I hope we can hold it) until we do have enough equity to do a roll-over loan and maybe then we can start digging out. I _do_ understand. Been there. One of my major spots I found to save, was on the grocery trips. Don't get the idea that we ate poorly, we did not and still don't. I feed my family of 3, on about 250-300$ a month. Part of why I can do that was a '50$ old chest freezer that works' (used obviously). This lets me take advantage of sales. Most of what we eat is what you'd call 'raw produce' meaning fresh meats and veggies. Since my husband and i both enjoy cooking, this was an easy swap and we have plenty of fast to fix recipes as well as the fun but takes an hour or more Grin. If it wouldnt be presumptuous and you'd like more info in that vein, I'd be happy to get more specific either here, in email, or in rec.food.cooking. (caution note, some in rec.food.cooking are a bit abusive of the idea that you can feed a person correcly on about 3$ a day and still have shrimp and steak but yes, you can in most areas of the USA. *Not* true in some other countries.). Now how to get the catfood bill down I dunno! Highly suggest from what I've read that feeding a reasonably good wet is best and cheaper in the long run. If you need to go with dry, use the better quality ones. IAMS and Science diet seem 'ok'. Meantime, just to be a bit on topic (grin) Daisy is at my feet. She *loves* wet food. She hasnt been with us long enough to really know if some brands work better for her but so far it's been fancy feast (she really likes that), 9 lives, and leftover meat based kitchen bits. She's also very fond of dashi broth (a fish based japanese broth that isnt salty). |
#12
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Integrating a Stray - HELP!!
"cshenk" wrote in message
... "CatNipped" wrote If you would not think it rude, you are free to email me for how I sensibly finally undug from debt. No, this is no marketing schema. Anyways, not sure if any of that will help you but if the grocery bill is a big one for you, I can send you reams of good stuff to make in 15 mins or less, most of which are about 1-2$ per person. The key element s take that 'extra money' and put it on a credit card bill in excess of what is owed. Dont buy new curtins with it ;-) Wow, that was really smart to do it that way. I'd like to be able to do a roll-over loan, but we've only been in the house for 4 years and don't have the equity to make a loan on it. We've already put the charge cards into our safe deposit box, but that's locking the barn door *way* after the horses have left (I am taking one out to pay for Garvin's visit, but as I said it's only another $128 - that doesn't seem like much on top of the $12,000 already charged to that card alone! ;). Grin, but every penny helps! Our problem is that we seem to live from one disaster to the next. For I know the feeling. With no cushoin, those first couple of years are really hard. latest was our 3-year-old refrigerator dying and we had to get a Best Buy credit card to replace it - more debt. Next time an appliance dies? Check out the used refurbished ones. I've actually had very good luck with used washers and driers. There's a maytag repair place right down the street from me with excellent prices. But I do appreciate the advice and will follow it as much as we are able - it's just hard to pay extra when just the bare minimum payments takes your whole paycheck. We're in a holding pattern (at least I hope we can hold it) until we do have enough equity to do a roll-over loan and maybe then we can start digging out. I _do_ understand. Been there. One of my major spots I found to save, was on the grocery trips. Don't get the idea that we ate poorly, we did not and still don't. I feed my family of 3, on about 250-300$ a month. Part of why I can do that was a '50$ old chest freezer that works' (used obviously). This lets me take advantage of sales. Most of what we eat is what you'd call 'raw produce' meaning fresh meats and veggies. Since my husband and i both enjoy cooking, this was an easy swap and we have plenty of fast to fix recipes as well as the fun but takes an hour or more Grin. If it wouldnt be presumptuous and you'd like more info in that vein, I'd be happy to get more specific either here, in email, or in rec.food.cooking. (caution note, some in rec.food.cooking are a bit abusive of the idea that you can feed a person correcly on about 3$ a day and still have shrimp and steak but yes, you can in most areas of the USA. *Not* true in some other countries.). Now how to get the catfood bill down I dunno! Highly suggest from what I've read that feeding a reasonably good wet is best and cheaper in the long run. If you need to go with dry, use the better quality ones. IAMS and Science diet seem 'ok'. Meantime, just to be a bit on topic (grin) Daisy is at my feet. She *loves* wet food. She hasnt been with us long enough to really know if some brands work better for her but so far it's been fancy feast (she really likes that), 9 lives, and leftover meat based kitchen bits. She's also very fond of dashi broth (a fish based japanese broth that isnt salty). Please feel free to email me (my addy isn't munged) - but be warned, I don't cook, DH cooks in self defense - so I might not be able to give you and feedback that makes sense! ; DH is always looking for good recipes and ways to save on groceries, so we would appreciate any tips you can give us there. I'm already planning on giving up some of my "junk food" like Baked Lays ($3.00/bag) - I really don't need the calories anyway and just that would almost cover the extra cost of cat food for Hunter (we changed his name since I didn't particularly like the name "Garvin"). Hugs, CatNipped |
#13
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Integrating a Stray - HELP!!
"CatNipped" wrote
Please feel free to email me (my addy isn't munged) - but be warned, I don't cook, DH cooks in self defense - so I might not be able to give you and feedback that makes sense! ; Hehehe! Thats ok. Sent a rather long one just now g. I bet it takes a bit to read it all! |
#14
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Integrating a Stray - HELP!!
"cshenk" wrote in message
... "CatNipped" wrote Please feel free to email me (my addy isn't munged) - but be warned, I don't cook, DH cooks in self defense - so I might not be able to give you and feedback that makes sense! ; Hehehe! Thats ok. Sent a rather long one just now g. I bet it takes a bit to read it all! I didn't see it! Could you resend it to CatNipped (at) PossiblePlaces (dot) com? That's weird, another person here was having trouble emailing me - I don't have a SPAM filter so I don't know what's going on with my email! Hugs, CatNipped |
#15
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Integrating a Stray - HELP!!
"CatNipped" wrote in message
I didn't see it! Could you resend it to CatNipped (at) PossiblePlaces (dot) com? That's weird, another person here was having trouble emailing me - I don't have a SPAM filter so I don't know what's going on with my email! I think it got stuck in my outmail. Just resent! |
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