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#71
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Health insurance OT
On May 3, 8:01*am, "MatSav" wrote:
Indeed. Our paths just may have crossed. Way, way, back in 1977/78, I worked as a "casual" Administration Assistant for DHSS, I was based at Canning Town office from 77-79- I also used to have to open the post with the door locked behind me as it was quite odd what people would put in our letterbox- I got used to dog mess but the worse one was when someone poured a pint of milk in it on the night before Good Friday so the box wasn't opened for 4 days-it had been a warm few days and the smell was about the worse thing I have ever smelt before or since. Lesley Slave of the Fabulous Furballs |
#72
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Health insurance
Christina Websell wrote:
How many of you take this out for your cats? I've never seriously considered taking out insurance for the cats, especially after I've looked a little closer at some policies. Most of them seem to stop at around 8-10 years, which is exactly when cats often start to develop more serious conditions. I understand that show cats have to have insurance, but I don't see the point of insuring other cats. -- Marina, Miranda and Caliban. In loving memory of Frank and Nikki. |
#73
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Health insurance OT
"jmcquown" wrote in message ... "Lesley" wrote in message ... On May 2, 7:51 am, "Christina Websell" wrote: N went to a graveyard and reinstated all the gravestones of babies or children she found thrown away over a wall and put flowers on them. That was lovely of her I have never heard this happens anywhere else. There are gravestones in my local churchyard that date back to 1730. No one has removed them "because no-one looks after them now" So the Victorian graves circle the grounds then the centre is just flat grass,in the summer when it's too hot to sit indoors we (and many other people) often pack up a picnic and go over there Lesley Slave of the Fabulous Furballs Ah! My great uncle Andy and his wife lifed in a cemetery! And yes, he was the caretaker/groundskeeper. This was somewhere in Pennsylvania. I only met them once, when I was a little girl, but I remember their house was quite nice. Jill The cemetery where my brother and other family members are buried near Washington DC is huge. It was only about half a mile from our house. Lots of rolling hills and wooded areas. Its an old plantation that managed to escape urban sprawl long enough to get protected status. When I was a kid, only a very small portion was actively in use as a cemetery, but the whole place was kept mowed and there were narrow roads and things like lakes with swans and willow trees, etc. We would drive through just because it was a nice drive. Picnic in the inactive areas. Ride our bikes in there where there was no traffic to worry about. When the time came for my brother to be buried, it was nice that it was in a place with good memories. Jo |
#74
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Health insurance
On May 3, 9:22*am, Marina wrote:
Most of them seem to stop at around 8-10 years, which is exactly when cats often start to develop more serious conditions. Exactly- or if they do agree to insure the premiums go through the roof (and they only do that for cats that have been insured by them before) and the rules about "pre-existing" conditions gets applied with great vigour Just out on interest I just looked at one of these compare a quote sites- I used Sarrasine, a 7-year old spayed female, chipped (well she will be next week), no illnesses, didn't take insurance for if she got lost, was put down as a result of illness or accident, hasn't been involved in any legal cases, not been aggressive, up to date with shots and did not insure for boarding fees if I were to end up in hospital. Well first of all the monthly charge varies from 3.79 to 30.35! And remember I;d need to insure for 2 cats Funnily enough the 2nd cheapest one offers 3K cover and the dearest 6K but the 2nd cheapest only allows a claim of 500 a year, which many of us know perfectly well wouldn't be enough to cover one moderately serious incident whereas the cheapest, which comes from the same company as the second cheapest covers 10K and allows 2K a year for vets bills - Despite my specifying nothing for boarding fees, death by accident, death by illness and lost or stolen most include it but some of the amounts are silly like 100 pounds for boarding fees. AA insurance for example want 14.77 a month with max vets fees for the duration of the cats life of 1K! (and no other benefits) or 26.36 for 3K (a friend of mine told me they were a rip off and he's damn right!) they make a big thing about chucking in free legal advice and a "find a vet" helpline....Hello I KNOW where my vet is! (call me cynical but if I had to use a vet they'd approved first of all it might not be my vet, secondly I might have to travel with a sick or injured cat further than I want to and thirdly whilst most vets I am sure are scrupulous as with KFC we know some of them aren't I would always wonder if the vet called and said "It'll be 3K" and the insurance people working out they pay 1K for death due to sickness/ injury and telling the vet to tell me "Sorry the kindest thing to do is....") (Look at the end of the day they are a business and exist to make a profit) The most expensive was the Halifax but that does cover up to 6K of vets bills a year with only a 75 quid excess and 1K for boarding fees, death due to injury, illness or lost and stolen but then you read the small print and the 6K is the total they'll pay out for the cats life! Okay it means if something major needed to be done- they'll pay up but let's say it cost 5K (and all these pet insurance adverts are full of heart rending stories about a cat/dog that got hit by a car (one of the questions they don't ask is "Are your cats inside only?") and getting Fido/Tibbles back to health cost 4-5K and the owners would have had to have their beloved Fido/Tibbles put to sleep but for their insurance) for one thing you're then left hoping nothing much happens to Fido/Tibbles for the rest of their life The second most expensive (pennies difference from the Halifax) has a maximum benefit for vet's fees of 7.5K than that's it All the same that's 60.70 per month for 2 cats or just over 700 a year the cheaper Halifax policy 17.18 a month- only allows 1K of vet bills in any year I must admit the basement bargain policy doesn't look bad 45.48 pounds a year or so - a maximum of 10K over the cats lifetime in vet fees with up to 2K a year claimable less 99 pounds excess every year- nothing for boarding etc but I think I'd still save the money Lesley Slave of the Fabulous Furballs |
#75
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Health insurance OT
Lesley wrote:
On May 3, 8:01?am, "MatSav" wrote: Indeed. Our paths just may have crossed. Way, way, back in 1977/78, I worked as a "casual" Administration Assistant for DHSS, I was based at Canning Town office from 77-79- I also used to have to open the post with the door locked behind me as it was quite odd what people would put in our letterbox- I got used to dog mess but the worse one was when someone poured a pint of milk in it on the night before Good Friday so the box wasn't opened for 4 days-it had been a warm few days and the smell was about the worse thing I have ever smelt before or since. Gross! I hope you were well-paid for that unpleasant task. (Dare I hope?) Joyce -- The average, healthy, well-adjusted adult gets up at seven-thirty in the morning feeling just terrible. -- Jean Kerr |
#76
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Health insurance OT
On May 3, 1:14*pm, wrote:
Gross! I hope you were well-paid for that unpleasant task. (Dare I hope?) Nope-then again you couldn't pay me enough! (Although more than what I was getting at the time would have been a step in the right direction) Lesley Slave of the Fabulous Furballs |
#77
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Health insurance OT
Lesley wrote:
On May 3, 1:14?pm, wrote: Gross! I hope you were well-paid for that unpleasant task. (Dare I hope?) Nope-then again you couldn't pay me enough! (Although more than what I was getting at the time would have been a step in the right direction) I once had a job in a factory that put various liquids into aerosol cans on an assembly line. The CFC gas (this was the 70s) was added to the can in a separate room because of the possibility of a can being slightly off-center. When that happened, the force of the gas being pushed into the can would cause the liquid contents to be ejected from the can in a rather spectacular fashion. Many of the products the company packaged weren't safe to have spewing all over everyone. But one person had to stand in "the gas room" (as it was called) to try to prevent these "explosions", or to notify the foreman if one did happen, so they could stop the line. I was assigned to the gas room on a few occasions, and did experience one "explosion". Unfortunately, the product in question just happened to be oven cleaner, which is very corrosive - and I got it all over me. Did I mention this was in mid-summer, and I was wearing pretty minimal clothing (shorts and a tank top)? Man, that stuff burned. I came running out of the gas room and went straight for the bathroom to wash it off. I got yelled at for not stopping to notify anyone about what had happened, but I didn't care. My skin was more important to me! (I didn't get fired for it, anyway.) No, I wasn't very well-paid for that, either. Joyce -- The average, healthy, well-adjusted adult gets up at seven-thirty in the morning feeling just terrible. -- Jean Kerr |
#78
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Health insurance OT
wrote in message ... Lesley wrote: On May 3, 1:14?pm, wrote: Gross! I hope you were well-paid for that unpleasant task. (Dare I hope?) Nope-then again you couldn't pay me enough! (Although more than what I was getting at the time would have been a step in the right direction) I once had a job in a factory that put various liquids into aerosol cans on an assembly line. The CFC gas (this was the 70s) was added to the can in a separate room because of the possibility of a can being slightly off-center. When that happened, the force of the gas being pushed into the can would cause the liquid contents to be ejected from the can in a rather spectacular fashion. Many of the products the company packaged weren't safe to have spewing all over everyone. But one person had to stand in "the gas room" (as it was called) to try to prevent these "explosions", or to notify the foreman if one did happen, so they could stop the line. I was assigned to the gas room on a few occasions, and did experience one "explosion". Unfortunately, the product in question just happened to be oven cleaner, which is very corrosive - and I got it all over me. Did I mention this was in mid-summer, and I was wearing pretty minimal clothing (shorts and a tank top)? Man, that stuff burned. I came running out of the gas room and went straight for the bathroom to wash it off. I got yelled at for not stopping to notify anyone about what had happened, but I didn't care. My skin was more important to me! (I didn't get fired for it, anyway.) No, I wasn't very well-paid for that, either. Joyce That seems to be one of the life rules. Disgusting jobs really don't pay all that well either. Jo |
#79
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Burial Plans (WAS: Health insurance OT)
"Adrian" wrote in message ... Christina Websell wrote: "hopitus" wrote in message ... On May 1, 12:10 pm, "Joy" wrote: "Lesley" wrote in message ... On May 1, 2:38 am, "Cheryl P." wrote: I also have no desire or willingness to have cremains around the house indefinitely, It's the annual debate that comes up 2 weeks tomorrow for me. It's come every year for the last 4 so this will be year 5. What to do with mum's ashes? The first year we kept them in storage at the undertakers but my brother took them back on the 1st anniversary. I remember being quite surprised that they came in what looked like a box you'd have boots in- didn't think they'd be that small. The undertakers provided us with a plain blue carrier bag and my brother wondered why they didn't have an advert on the side! What like "Another successful incineration by West and Coe funeral directors"? The ashes then spent about a year sitting in the spare room of her old flat as my niece was living there until the flat was sold when it was they were taken to my brother's house and at last count are in the garage, apparently my SIL doesn't mind and even sometimes talks to "mum" if she's in the garage but I'd like them to be disposed of. The problem seems to be where? The undertaker suggested somewhere that was important to her but none of us has the cheek to ask the local bingo hall and the hospice whose shop she volunteered in for over 10 years (she was still putting in almost a full working week until 6 weeks before she died) explained it is not their policy to allow ash scattering as it's not very nice for the patients to look out the window and see that going on. The crematorium (for a charge of course) can organise a scattering service , which I wouldn't mind looking into but both my brothers seem unconcerned Lesley Slave of the Fabulous Furballs *** I recently went to a memorial service where the ashes were dumped into a planter in the memorial rose garden at the church. My sister and her husband took my mother's ashes to a place she particularly liked, overlooking the ocean, and scattered them there. I'd love to have my ashes scattered in Alice Springs, Australia (well, outside the town, of course), but that isn't going to happen unless I happen to die while I'm there in September. If that can't be done, I don't really care what's done with them, as long as my kids are okay with it. I know they won't want to keep them around. Joy Sorry, but I would never assume what other people would care to do with their loved ones' remains, in any form. Cremation is cheaper than burial of a comolete remains and many, me included, would want to spare my next of kin that added expense. I learned something in '93, when a young friend, only 23, died of complications from anorexia/bulimia. I have posted of her here before, but not lately. Her parents keep her cremains in a beautiful brass urn they keep in the living room. I call them yearly on the anniversary of her death, which they did not cope with very well....she was an only child who lived with them. Till that happened I never thought about much nor realized that that illness can kill you. Yeah, it can. They seem to receive a lot of comfort to bear her loss from that urn's presence. so handy to their daily lives. I remember Kim as she was when my friend and the many fun times we had but that is *me*, not them, and I would never cricitize anyone else for what they need to face loss, either of a hoomin or a pet. ------- When my mother died we put the box of ashes of her beloved border collie Cassie in her coffin and had them buried with her. The dog only pre-deceased her for a year, and mum could never decide what to do with them. Most of my dogs are buried in a quiet place in my garden but on a few occasions when it was not possible I have three sets of ashes that will go in along with me. Tweed One of my mother's cousins, when her first husband died his beloved cat died a few days later, before the funeral. She persuaded the undertaker to let her place the cat's body in the coffin with her husband so they could be buried together. I don't know what the legal position would be but I think she did the right thing. I'm not sure of the legal position about putting dog's ashes in my mother's coffin either but fortunately the undertaker was a great friend of my uncle (her brother). When they were teenagers they used to have a jazz group and practice in my grandfather's garage. It would have been the only undertaker I would have trusted to leave her rings on and the opal earrings I bought her for her birthday three months previously without stealing them. So I was happy she was buried with them still on. And with her dog. Tweed |
#80
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Health insurance
I pay an amount per month into Boyfie's account from my salary, and because
he's been healthy up to now, he has plenty for the future. He did get bitten once by a norty cat but that's the only time I've had to draw on it up until now. The secret is to start up this bank account as soon as you get the cat. Tweed "Lesley" wrote in message ... On May 3, 9:22 am, Marina wrote: Most of them seem to stop at around 8-10 years, which is exactly when cats often start to develop more serious conditions. Exactly- or if they do agree to insure the premiums go through the roof (and they only do that for cats that have been insured by them before) and the rules about "pre-existing" conditions gets applied with great vigour Just out on interest I just looked at one of these compare a quote sites- I used Sarrasine, a 7-year old spayed female, chipped (well she will be next week), no illnesses, didn't take insurance for if she got lost, was put down as a result of illness or accident, hasn't been involved in any legal cases, not been aggressive, up to date with shots and did not insure for boarding fees if I were to end up in hospital. Well first of all the monthly charge varies from 3.79 to 30.35! And remember I;d need to insure for 2 cats Funnily enough the 2nd cheapest one offers 3K cover and the dearest 6K but the 2nd cheapest only allows a claim of 500 a year, which many of us know perfectly well wouldn't be enough to cover one moderately serious incident whereas the cheapest, which comes from the same company as the second cheapest covers 10K and allows 2K a year for vets bills - Despite my specifying nothing for boarding fees, death by accident, death by illness and lost or stolen most include it but some of the amounts are silly like 100 pounds for boarding fees. AA insurance for example want 14.77 a month with max vets fees for the duration of the cats life of 1K! (and no other benefits) or 26.36 for 3K (a friend of mine told me they were a rip off and he's damn right!) they make a big thing about chucking in free legal advice and a "find a vet" helpline....Hello I KNOW where my vet is! (call me cynical but if I had to use a vet they'd approved first of all it might not be my vet, secondly I might have to travel with a sick or injured cat further than I want to and thirdly whilst most vets I am sure are scrupulous as with KFC we know some of them aren't I would always wonder if the vet called and said "It'll be 3K" and the insurance people working out they pay 1K for death due to sickness/ injury and telling the vet to tell me "Sorry the kindest thing to do is....") (Look at the end of the day they are a business and exist to make a profit) The most expensive was the Halifax but that does cover up to 6K of vets bills a year with only a 75 quid excess and 1K for boarding fees, death due to injury, illness or lost and stolen but then you read the small print and the 6K is the total they'll pay out for the cats life! Okay it means if something major needed to be done- they'll pay up but let's say it cost 5K (and all these pet insurance adverts are full of heart rending stories about a cat/dog that got hit by a car (one of the questions they don't ask is "Are your cats inside only?") and getting Fido/Tibbles back to health cost 4-5K and the owners would have had to have their beloved Fido/Tibbles put to sleep but for their insurance) for one thing you're then left hoping nothing much happens to Fido/Tibbles for the rest of their life The second most expensive (pennies difference from the Halifax) has a maximum benefit for vet's fees of 7.5K than that's it All the same that's 60.70 per month for 2 cats or just over 700 a year the cheaper Halifax policy 17.18 a month- only allows 1K of vet bills in any year I must admit the basement bargain policy doesn't look bad 45.48 pounds a year or so - a maximum of 10K over the cats lifetime in vet fees with up to 2K a year claimable less 99 pounds excess every year- nothing for boarding etc but I think I'd still save the money Lesley Slave of the Fabulous Furballs |
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