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#11
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(OT) Rant - Department of Motor Vehicles and other absurdities
"hopitus" wrote in message
... On Feb 22, 6:27 am, "jmcquown" wrote: I'll call MY bank tomorrow to see if they can get me a copy of the check I wrote in 2004 paying off the car. That might give me a clue to work with. (Hopefully my bank keeps records longer than 3 years! LOL At least it's still the same bank, wasn't bought out or subject to the bail-out.) Meanwhile, come April I'll just register the car in TN again. Legally I can do that; I'm still a resident of TN. But what a huge bureaucratic nightmare this one seemingly simple thing turned into! /end rant Jill I don't blame you for your distress mode! I didn't think any state would outdo FL for beaurocratic messes...but TN looks like a winner. Listen, I'm not knocking your method of inquiry but if you don't mind I have a suggestion that may or not work. My relatives and I have successfully mailed *keys* - both to homes *and* to vehicles - back and forth from state to state...like when one of them dies and the survivors (us) need to get in some safe deposit box or post office box the deceased had. Could you call a pal in Memphis, mail he/she the key to your house and/ or your file cabinet key....and have he/she mail *you* the car title? That's what I'd do myself. Hell with the rest of them you mention. Hopefully you can then register your car with SC. Nops cannot resist a tiny dig. So glad you are not either "fitting in" with the majority of residents there...nor now driving that Buick...ROFL. Forgive me you know where I come from....if that's an excuse....or not. This suggestion is appreciated but there are a few reasons it won't work. Well, you know I'm not about to give my brother a key to my apartment. And my friends wouldn't have any idea how to figure out my filing system. I'm one of those people who has an "organized mess". It makes perfect sense to me. I could put my hands on the car title in an instant. But I couldn't begin to tell someone else how to find it in the file cabinet. I should have put it in a safe deposit box. Jill |
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(OT) Rant - Department of Motor Vehicles and other absurdities
Almost makes you wish you had just driven to TN to get the original, eh?
I went through something similar last year, but not quite as bad. When we paid off our Land Rover, we got the title in the mail, where the loan company (Land Rover Capital) had signed off and released it to us. It went missing. I went to get a replacement, but they couldn't give it to me as the loan company's name is still on it. I went home, called them and they faxed a lien release to the BMV (here in IN, it is called what it is BEAREAU of Motor Vehicles LOL). Went back to BMV and they STILL couldn't release it to me - seems they had Jaguar listed as the lei holder, not Land Rover (same company, different names) and to top it of, some inexperienced typist somewhere had misspelled it as Jaquar (who's ever heard of them). 1.5 hours, and 5 faxes explaining that Jaquar is a typo, and it should be Jaguar, and that Jaguar and Land Rover are one & the same (at least here in USA, the majority shareholder is Ford Motor Company), and that neither company still held a lien on the vehicle, I walked out with a duplicate title and it is now locked in our 'fireproof' safe. "jmcquown" wrote in message ... (I apologize if I already posted about this. Had some problems with individual.net the other day. All this happened last Friday. It's a long rant, and I apologize for that, too.) /begin rant My car tags & registration are coming up for renewal in April. It's registered in Tennessee. (I still have an apartment there.) It occurred to me I may as well go ahead and register it in SC. But my car title is locked in a file cabinet in TN and I'd need it to register the car in SC. So I called the DMV in Tennessee to request a duplicate title. The woman was extremely rude. (I understand she's a harried and possibly underpaid government employee, but hey! at least she has a job. Would it have killed her to be polite?) She cut me off mid-sentence and informed me I can't possibly have the title to my car because it still has a lien on it. I said no, I paid the loan off in May, 2004. She came within a fraction of an inch of calling me a liar. She said (snippily) I couldn't possibly have paid it off because that's not what her computer shows. We all know computers are never wrong, don't we? (GIGO - garbage in, garbage out.) She asked "What bank do you send your payments to?" (Note: she used the present tense, not past tense.) I sighed. I said I made my last payment in 2004 and it was financed through the dealership, not my own bank. I sent the payments to the dealership. She stiffly informed me there's no way I paid off the loan for the car. [I ask you, if I still owed money for this car don't you think the dealership would have come after me by now? My address (in TN) didn't change from the time I financed it to the time I paid it off. Neither did my phone number. If I owed them money they'd have been tracking me down... especially since the final payment was over $6000.] So I called the dealership. Oh, we don't keep records longer than 3 years. WHAT?! You have no record of me buying a car from you in 2003 and paying it off in 2004? Nope, sorry. (In this wonderful world of modern technology, their computers only go back 3 years?! My god, I was able to track down a life insurance policy issued in 1947 but these people can't tell me I bought a car from them in 2003. How utterly ridiculous!) The woman at the dealership asked me what bank. I again patiently explained I financed it through them, I didn't get a loan from *my* bank otherwise I'd be talking to my bank. She said sure, she understood that, but what bank was the dealership using then? Now how the hell am I supposed to know that? More importantly, why don't *they* know that?! When I was making payments I just put my check in the supplied envelope with the payment coupon and mailed it. I don't remember the address it went to; we're talking 5 years ago. She suggested I call my insurance company. So I called my insurance company. They were very helpful, insofar as possible. They gave me the name of a bank that probably handled the financing for the dealership at that time. But that bank doesn't seem to exist anymore. Great, what do I do now? She suggested I call the corporate offices of the car dealership and explain the problem. huge sigh Okay, so I called the corporate office of the dealership. You know by this time I was tired of trying to explain the situation. The woman I spoke with there said someone from the dealership where I bought my car would have had to sign the title over to me. They probably forgot to inform the state. Great, what do I do about that? They don't keep records older than 3 years! She didn't know what to tell me. I'll call MY bank tomorrow to see if they can get me a copy of the check I wrote in 2004 paying off the car. That might give me a clue to work with. (Hopefully my bank keeps records longer than 3 years! LOL At least it's still the same bank, wasn't bought out or subject to the bail-out.) Meanwhile, come April I'll just register the car in TN again. Legally I can do that; I'm still a resident of TN. But what a huge bureaucratic nightmare this one seemingly simple thing turned into! /end rant Jill -- ^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) net http://community.webshots.com/user/mgcmdjeep |
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(OT) Rant - Department of Motor Vehicles and other absurdities
I don't think liens getting messed up is that unusual, although the
problems encountered fixing the problem are. When I had a car, I had been warned to check the title before I tried to sell it, and sure enough, the bank hadn't told Motor Vehicles that it was paid off. But for me it was a simple matter of explaining the matter to the bank to get it straightened out. I always figure that the banks simply don't bother keeping up with the paperwork once the loan is paid off, although they remember fast enough if you still owe them money! Good luck with your problems. Cheryl |
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(OT) Rant - Department of Motor Vehicles and other absurdities
Magic Mood Jeep wrote:
Almost makes you wish you had just driven to TN to get the original, eh? I went through something similar last year, but not quite as bad. When we paid off our Land Rover, we got the title in the mail, where the loan company (Land Rover Capital) had signed off and released it to us. It went missing. I went to get a replacement, but they couldn't give it to me as the loan company's name is still on it. I went home, called them and they faxed a lien release to the BMV (here in IN, it is called what it is BEAREAU of Motor Vehicles LOL). Went back to BMV and they STILL couldn't release it to me - seems they had Jaguar listed as the lei holder, not Land Rover (same company, different names) and to top it of, some inexperienced typist somewhere had misspelled it as Jaquar (who's ever heard of them). 1.5 hours, and 5 faxes explaining that Jaquar is a typo, and it should be Jaguar, and that Jaguar and Land Rover are one & the same (at least here in USA, the majority shareholder is Ford Motor Company), and that neither company still held a lien on the vehicle, I walked out with a duplicate title and it is now locked in our 'fireproof' safe. It gets more complicated when companies keep getting sold to others, Ford no longer own Jaguar/Land Rover, they sold their holding to Tata of India. I think they may have sold Volvo also, I'm not sure. -- Adrian (Owned by Snoopy, Bagheera & Shadow) Cats leave pawprints on your heart http://community.webshots.com/user/clowderuk |
#15
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(OT) Rant - Department of Motor Vehicles and other absurdities
On Feb 23, 7:13*am, "Magic Mood Jeep" wrote:
Almost makes you wish you had just driven to TN to get the original, eh? I went through something similar last year, but not quite as bad. *When we paid off our Land Rover, we got the title in the mail, where the loan company (Land Rover Capital) had signed off and released it to us. It went missing. *I went to get a replacement, but they couldn't give it to me as the loan company's name is still on it. I went home, called them and they faxed a lien release to the BMV (here in IN, it is called what it is BEAREAU of Motor Vehicles LOL). Went back to BMV and they STILL couldn't release it to me - seems they had Jaguar listed as the lei holder, not Land Rover (same company, different names) and to top it of, some inexperienced typist somewhere had misspelled it as Jaquar (who's ever heard of them). *1.5 hours, and 5 faxes explaining that Jaquar is a typo, and it should be Jaguar, and that Jaguar and Land Rover are one & the same (at least here in USA, the majority shareholder is Ford Motor Company), and that neither company still held a lien on the vehicle, I walked out with a duplicate title and it is now locked in our 'fireproof' safe. Incompetence at the tag office can turn into a nightmare. DH was stopped on the way to work early one morning for "no tag light." They ran his license,, and found a warrant out for his arrest for "failure to carry liability insurance." Except it wasn't him. And it was for a vehicle we didn't even own. It was a tag office/ dept. of motor vehicles error. He showed the officer the proof of liability for the vehicle he WAS driving. No matter. They impounded the truck, and took him to the city jail. Our insurance agent called with verification. Wasn't enough. We had to have a lawyer draw up an affidavit, file it with the dept. of motor vehicles stating that we did not, nor never did, own the vehicle in question. This "error' cost him a day's work to straighten out, and $300 in lawyer fees. We did not get even as much as an apology from anyone. It's very scary, how one incompetent clerk, and one overzealous small-town cop, can cause you to lose your rights! Keeping in mind, too, that this was a citizen with a spotless record. His only "brush with the law" in his life was a speeding ticket in 1981 and a ticket from the lake ranger for failure to have a rear-view mirror on the boat while pulling a skier. Quite the criminal, he. Sherry "jmcquown" wrote in message ... (I apologize if I already posted about this. *Had some problems with individual.net the other day. *All this happened last Friday. *It's a long rant, and I apologize for that, too.) /begin rant My car tags & registration are coming up for renewal in April. *It's registered in Tennessee. *(I still have an apartment there.) *It occurred to me I may as well go ahead and register it in SC. *But my car title is locked in a file cabinet in TN and I'd need it to register the car in SC. So I called the DMV in Tennessee to request a duplicate title. *The woman was extremely rude. *(I understand she's a harried and possibly underpaid government employee, but hey! at least she has a job. *Would it have killed her to be polite?) *She cut me off mid-sentence and informed me I can't possibly have the title to my car because it still has a lien on it. *I said no, I paid the loan off in May, 2004. *She came within a fraction of an inch of calling me a liar. *She said (snippily) I couldn't possibly have paid it off because that's not what her computer shows. We all know computers are never wrong, don't we? *(GIGO - garbage in, garbage out.) *She asked "What bank do you send your payments to?" (Note: she used the present tense, not past tense.) *I sighed. *I said I made my last payment in 2004 and it was financed through the dealership, not my own bank. *I sent the payments to the dealership. *She stiffly informed me there's no way I paid off the loan for the car. [I ask you, if I still owed money for this car don't you think the dealership would have come after me by now? *My address (in TN) didn't change from the time I financed it to the time I paid it off. *Neither did my phone number. *If I owed them money they'd have been tracking me down... especially since the final payment was over $6000.] So I called the dealership. *Oh, we don't keep records longer than 3 years. WHAT?! *You have no record of me buying a car from you in 2003 and paying it off in 2004? *Nope, sorry. *(In this wonderful world of modern technology, their computers only go back 3 years?! *My god, I was able to track down a life insurance policy issued in 1947 but these people can't tell me I bought a car from them in 2003. *How utterly ridiculous!) The woman at the dealership asked me what bank. *I again patiently explained I financed it through them, I didn't get a loan from *my* bank otherwise I'd be talking to my bank. *She said sure, she understood that, but what bank was the dealership using then? *Now how the hell am I supposed to know that? More importantly, why don't *they* know that?! When I was making payments I just put my check in the supplied envelope with the payment coupon and mailed it. *I don't remember the address it went to; we're talking 5 years ago. *She suggested I call my insurance company. So I called my insurance company. *They were very helpful, insofar as possible. *They gave me the name of a bank that probably handled the financing for the dealership at that time. *But that bank doesn't seem to exist anymore. *Great, what do I do now? *She suggested I call the corporate offices of the car dealership and explain the problem. huge sigh Okay, so I called the corporate office of the dealership. *You know by this time I was tired of trying to explain the situation. *The woman I spoke with there said someone from the dealership where I bought my car would have had to sign the title over to me. *They probably forgot to inform the state. Great, what do I do about that? *They don't keep records older than 3 years! She didn't know what to tell me. I'll call MY bank tomorrow to see if they can get me a copy of the check I wrote in 2004 paying off the car. *That might give me a clue to work with. (Hopefully my bank keeps records longer than 3 years! LOL *At least it's still the same bank, wasn't bought out or subject to the bail-out.) Meanwhile, come April I'll just register the car in TN again. *Legally I can do that; I'm still a resident of TN. *But what a huge bureaucratic nightmare this one seemingly simple thing turned into! /end rant Jill -- *^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) nethttp://community.webshots.com/user/mgcmdjeep- Hide quoted text - - Show quoted text - |
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(OT) Rant - Department of Motor Vehicles and other absurdities
"Adrian" wrote in message
om... Magic Mood Jeep wrote: Almost makes you wish you had just driven to TN to get the original, eh? I went through something similar last year, but not quite as bad. When we paid off our Land Rover, we got the title in the mail, where the loan company (Land Rover Capital) had signed off and released it to us. It went missing. I went to get a replacement, but they couldn't give it to me as the loan company's name is still on it. I went home, called them and they faxed a lien release to the BMV (here in IN, it is called what it is BEAREAU of Motor Vehicles LOL). Went back to BMV and they STILL couldn't release it to me - seems they had Jaguar listed as the lei holder, not Land Rover (same company, different names) and to top it of, some inexperienced typist somewhere had misspelled it as Jaquar (who's ever heard of them). 1.5 hours, and 5 faxes explaining that Jaquar is a typo, and it should be Jaguar, and that Jaguar and Land Rover are one & the same (at least here in USA, the majority shareholder is Ford Motor Company), and that neither company still held a lien on the vehicle, I walked out with a duplicate title and it is now locked in our 'fireproof' safe. It gets more complicated when companies keep getting sold to others, Ford no longer own Jaguar/Land Rover, they sold their holding to Tata of India. I think they may have sold Volvo also, I'm not sure. -- Adrian (Owned by Snoopy, Bagheera & Shadow) Cats leave pawprints on your heart http://community.webshots.com/user/clowderuk Fortunately, this happened before Ford sold the majority of their holdings in them Otherwise, I would probably still be there -- ^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) net http://community.webshots.com/user/mgcmdjeep |
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(OT) Rant - Department of Motor Vehicles and other absurdities
The Massachusetts Department of Motor Vehicles had to have been the most
difficult and aggravating state entity to deal with. My 16 year old daughter had pass all the tests she needed to get to get her license. She and I were at the window to finalize the deal when the clerk looked at her watch, said "Lunch Time" and closed the window with Maureen still filling out the paperwork she was asked to. My first husband mowed the grass divides and sides of the state highways during the day. At 3:30 one morning we got a phone call, the MV officer wanted to know why the car with the license plate made out to us was parked on the side of the highway.. That car and it's plate had been home since 5:00pm. My dad an old salty sailor went to renew his license and was told it was suspended. Since he spend most of every year on a ship and was over 50 years of age he knew there was no reason for his license to be suspended. The clerk showed him the information of a man much younger and with a different address than my father. I have a feeling there was a note put on my dad's file: Double check, do don't make mistakes in this file. The Department of MV has been consolidated with tow other enforment unit now. I hope they no longe give the Be Rude and Dumb Classes. Charleen "Sherry" wrote in message ... On Feb 23, 7:13 am, "Magic Mood Jeep" wrote: Almost makes you wish you had just driven to TN to get the original, eh? I went through something similar last year, but not quite as bad. When we paid off our Land Rover, we got the title in the mail, where the loan company (Land Rover Capital) had signed off and released it to us. It went missing. I went to get a replacement, but they couldn't give it to me as the loan company's name is still on it. I went home, called them and they faxed a lien release to the BMV (here in IN, it is called what it is BEAREAU of Motor Vehicles LOL). Went back to BMV and they STILL couldn't release it to me - seems they had Jaguar listed as the lei holder, not Land Rover (same company, different names) and to top it of, some inexperienced typist somewhere had misspelled it as Jaquar (who's ever heard of them). 1.5 hours, and 5 faxes explaining that Jaquar is a typo, and it should be Jaguar, and that Jaguar and Land Rover are one & the same (at least here in USA, the majority shareholder is Ford Motor Company), and that neither company still held a lien on the vehicle, I walked out with a duplicate title and it is now locked in our 'fireproof' safe. Incompetence at the tag office can turn into a nightmare. DH was stopped on the way to work early one morning for "no tag light." They ran his license,, and found a warrant out for his arrest for "failure to carry liability insurance." Except it wasn't him. And it was for a vehicle we didn't even own. It was a tag office/ dept. of motor vehicles error. He showed the officer the proof of liability for the vehicle he WAS driving. No matter. They impounded the truck, and took him to the city jail. Our insurance agent called with verification. Wasn't enough. We had to have a lawyer draw up an affidavit, file it with the dept. of motor vehicles stating that we did not, nor never did, own the vehicle in question. This "error' cost him a day's work to straighten out, and $300 in lawyer fees. We did not get even as much as an apology from anyone. It's very scary, how one incompetent clerk, and one overzealous small-town cop, can cause you to lose your rights! Keeping in mind, too, that this was a citizen with a spotless record. His only "brush with the law" in his life was a speeding ticket in 1981 and a ticket from the lake ranger for failure to have a rear-view mirror on the boat while pulling a skier. Quite the criminal, he. Sherry "jmcquown" wrote in message ... (I apologize if I already posted about this. Had some problems with individual.net the other day. All this happened last Friday. It's a long rant, and I apologize for that, too.) /begin rant My car tags & registration are coming up for renewal in April. It's registered in Tennessee. (I still have an apartment there.) It occurred to me I may as well go ahead and register it in SC. But my car title is locked in a file cabinet in TN and I'd need it to register the car in SC. So I called the DMV in Tennessee to request a duplicate title. The woman was extremely rude. (I understand she's a harried and possibly underpaid government employee, but hey! at least she has a job. Would it have killed her to be polite?) She cut me off mid-sentence and informed me I can't possibly have the title to my car because it still has a lien on it. I said no, I paid the loan off in May, 2004. She came within a fraction of an inch of calling me a liar. She said (snippily) I couldn't possibly have paid it off because that's not what her computer shows. We all know computers are never wrong, don't we? (GIGO - garbage in, garbage out.) She asked "What bank do you send your payments to?" (Note: she used the present tense, not past tense.) I sighed. I said I made my last payment in 2004 and it was financed through the dealership, not my own bank. I sent the payments to the dealership. She stiffly informed me there's no way I paid off the loan for the car. [I ask you, if I still owed money for this car don't you think the dealership would have come after me by now? My address (in TN) didn't change from the time I financed it to the time I paid it off. Neither did my phone number. If I owed them money they'd have been tracking me down... especially since the final payment was over $6000.] So I called the dealership. Oh, we don't keep records longer than 3 years. WHAT?! You have no record of me buying a car from you in 2003 and paying it off in 2004? Nope, sorry. (In this wonderful world of modern technology, their computers only go back 3 years?! My god, I was able to track down a life insurance policy issued in 1947 but these people can't tell me I bought a car from them in 2003. How utterly ridiculous!) The woman at the dealership asked me what bank. I again patiently explained I financed it through them, I didn't get a loan from *my* bank otherwise I'd be talking to my bank. She said sure, she understood that, but what bank was the dealership using then? Now how the hell am I supposed to know that? More importantly, why don't *they* know that?! When I was making payments I just put my check in the supplied envelope with the payment coupon and mailed it. I don't remember the address it went to; we're talking 5 years ago. She suggested I call my insurance company. So I called my insurance company. They were very helpful, insofar as possible. They gave me the name of a bank that probably handled the financing for the dealership at that time. But that bank doesn't seem to exist anymore. Great, what do I do now? She suggested I call the corporate offices of the car dealership and explain the problem. huge sigh Okay, so I called the corporate office of the dealership. You know by this time I was tired of trying to explain the situation. The woman I spoke with there said someone from the dealership where I bought my car would have had to sign the title over to me. They probably forgot to inform the state. Great, what do I do about that? They don't keep records older than 3 years! She didn't know what to tell me. I'll call MY bank tomorrow to see if they can get me a copy of the check I wrote in 2004 paying off the car. That might give me a clue to work with. (Hopefully my bank keeps records longer than 3 years! LOL At least it's still the same bank, wasn't bought out or subject to the bail-out.) Meanwhile, come April I'll just register the car in TN again. Legally I can do that; I'm still a resident of TN. But what a huge bureaucratic nightmare this one seemingly simple thing turned into! /end rant Jill -- ^..^ This is Kitty. Copy and paste Kitty into your signature to help her wipe out Bunny's world domination. -- The ONE and ONLY lefthanded-pathetic-paranoid-psychotic-sarcastic-wiseass-ditzy former-blonde in Bloomington! (And proud of it, too)© email me at nalee1964 (at) comcast (dot) nethttp://community.webshots.com/user/mgcmdjeep- Hide quoted text - - Show quoted text - |
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(OT) Rant - Department of Motor Vehicles and other absurdities
Charleen Welton wrote:
The Massachusetts Department of Motor Vehicles had to have been the most difficult and aggravating state entity to deal with. That is so true! When I first moved to California I was awed by the efficiency of the DMV here. So I was puzzled when I heard Californians complain about how inefficient it is. Pal, you don't *know* inefficiency until you've waited in line at the Massachusetts Registry! (In Mass., it's called the "Registry" of Motor Vehicles rather than "Department", the way it is in the rest of the country - or has that changed?) -- Joyce ^..^ (To email me, remove the X's from my user name.) |
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(OT) Rant - Department of Motor Vehicles and other absurdities
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(OT) Rant - Department of Motor Vehicles and other absurdities
David and I were with a group last night. One of the members was a state
police officer who came down to Florida from Masachusetts a couple of years ago. He told me that the Registery of Motor Vehicles and the Captial Police were rolled into the State Police. Makes sense to me. Charleen wrote in message ... Charleen Welton wrote: The Massachusetts Department of Motor Vehicles had to have been the most difficult and aggravating state entity to deal with. That is so true! When I first moved to California I was awed by the efficiency of the DMV here. So I was puzzled when I heard Californians complain about how inefficient it is. Pal, you don't *know* inefficiency until you've waited in line at the Massachusetts Registry! (In Mass., it's called the "Registry" of Motor Vehicles rather than "Department", the way it is in the rest of the country - or has that changed?) -- Joyce ^..^ (To email me, remove the X's from my user name.) |
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