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Vet Pet Insurance



 
 
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  #1  
Old April 29th 08, 11:47 AM posted to rec.pets.cats.health+behav
Khushbu Malik
external usenet poster
 
Posts: 5
Default Vet Pet Insurance

Hello,

Vet pet insurance is not only good for your pet but for yourself too.
The trend of having vet pet insurance is increasing day by day. Visit
the below link for more details about vet pet insurance.

http://vet-petinsurance.blogspot.com/


Vet pet insurance is necessary. Vet bills can mount up when it comes
to your furry friend being ill. If you're lucky, you'll be able to pay
for each illness as it comes - and it will, especially with an older
pet. Read more details from:

http://vet-petinsurance.blogspot.com/


Often insurance companies start insuring pet from the age of six
months but some does not give coverage to your pet if he or she is
more than of eight years. See more details on:

http://vet-petinsurance.blogspot.com/


Regards,
Khushbu Malik
  #2  
Old April 29th 08, 02:28 PM posted to rec.pets.cats.health+behav
MaryL
external usenet poster
 
Posts: 2,779
Default Vet Pet Insurance


"cindys" wrote in message
...

"Khushbu Malik" wrote in message
...
Hello,

Vet pet insurance is not only good for your pet but for yourself too.
The trend of having vet pet insurance is increasing day by day. Visit
the below link for more details about vet pet insurance.

-------
Vet pet insurance is a ripoff. All it means it that you pay in advance for
routine care. The only way you ever get your money's worth is if you have
a young animal who tragically develops an unforeseen catastrophic illness.
In my experience of looking into getting pet insurance, older animals
("older" meaning any animal more than 8 years old - my 10 year old healthy
cat was considered uninsurable) and any pre-existing medical condition is
not covered. Also, certain major illnesses, like cancer, require a rider
and are not covered in the basic policy under any conditions. My
10-year-old cat was initially accepted into the insurance plan. I was
required to get a medical exam and $100 worth of bloodwork, which came
back fine. Then, after I paid for all of that, I was told that she
couldn't be insured because of her age (did her age change overnight?)

As many people on this group have pointed out, it makes a lot more sense
to establish a savings account for your pets and put money into the
account (every month) that is earmarked for medical needs only.


http://vet-petinsurance.blogspot.com/


Vet pet insurance is necessary.


No, it's not.


Vet bills can mount up when it comes
to your furry friend being ill. If you're lucky, you'll be able to pay
for each illness as it comes - and it will, especially with an older
pet.


Older pets are not insurable.

Read more details from:

http://vet-petinsurance.blogspot.com/


Often insurance companies start insuring pet from the age of six
months but some does not give coverage to your pet if he or she is
more than of eight years.


You got that right, and who needs to spend $300/year for insurance to
cover the cost of an annual checkup and vaccinations for a two-year-old
cat? It's cheaper to pay out of pocket.
Best regards,
---Cindy S.






Good post, Cindy. Also: This person's "message" is SPAM. The identical
message has been posted on several newsgroups and is really a sales pitch.

MaryL

  #3  
Old April 29th 08, 03:12 PM posted to rec.pets.cats.health+behav
22brix
external usenet poster
 
Posts: 506
Default Vet Pet Insurance


"cindys" wrote in message
...

"Khushbu Malik" wrote in message
...
Hello,

Vet pet insurance is not only good for your pet but for yourself too.
The trend of having vet pet insurance is increasing day by day. Visit
the below link for more details about vet pet insurance.

-------
Vet pet insurance is a ripoff. All it means it that you pay in advance for
routine care. The only way you ever get your money's worth is if you have
a young animal who tragically develops an unforeseen catastrophic illness.
In my experience of looking into getting pet insurance, older animals
("older" meaning any animal more than 8 years old - my 10 year old healthy
cat was considered uninsurable) and any pre-existing medical condition is
not covered. Also, certain major illnesses, like cancer, require a rider
and are not covered in the basic policy under any conditions. My
10-year-old cat was initially accepted into the insurance plan. I was
required to get a medical exam and $100 worth of bloodwork, which came
back fine. Then, after I paid for all of that, I was told that she
couldn't be insured because of her age (did her age change overnight?)

As many people on this group have pointed out, it makes a lot more sense
to establish a savings account for your pets and put money into the
account (every month) that is earmarked for medical needs only.


http://vet-petinsurance.blogspot.com/


Vet pet insurance is necessary.


No, it's not.


Vet bills can mount up when it comes
to your furry friend being ill. If you're lucky, you'll be able to pay
for each illness as it comes - and it will, especially with an older
pet.


Older pets are not insurable.

Read more details from:

http://vet-petinsurance.blogspot.com/


Often insurance companies start insuring pet from the age of six
months but some does not give coverage to your pet if he or she is
more than of eight years.


You got that right, and who needs to spend $300/year for insurance to
cover the cost of an annual checkup and vaccinations for a two-year-old
cat? It's cheaper to pay out of pocket.
Best regards,
---Cindy S.






I couldn't agree more. I went the insurance route for a little but it was
just way too expensive, especially with multiple pets (at the time we had 7
cats and 2 dogs). I don't remember the logic at the time but for awhile we
even tried just insuring a few of them. Invariably the pets that were not
insured would get sick or the condition wasn't covered. We now have an
account set aside just for vet bills and everybody is covered; it's worked
out much better for us.

Bonnie

  #4  
Old April 30th 08, 02:43 AM posted to rec.pets.cats.health+behav
mariib via CatKB.com
external usenet poster
 
Posts: 117
Default Vet Pet Insurance

My vet also gave me this same advice in late 2002 when I'd had my beige &
white rescue cat Coco about 1/2 year. He was about a year old & during this 6
month period, he'd already been treated 2-3 times for an allergic skin
condition over his eyes. I asked my vet whether I should take out an
insurance policy for him & was told he wasn't eligible for coverage because
of this 'pre-existing' condition. My vet suggested setting aside the same
money each month in a separate bank account for my cats.
M.


cindys wrote:
Hello,

Vet pet insurance is not only good for your pet but for yourself too.
The trend of having vet pet insurance is increasing day by day. Visit
the below link for more details about vet pet insurance.

-------
Vet pet insurance is a ripoff. All it means it that you pay in advance for
routine care. The only way you ever get your money's worth is if you have a
young animal who tragically develops an unforeseen catastrophic illness. In
my experience of looking into getting pet insurance, older animals ("older"
meaning any animal more than 8 years old - my 10 year old healthy cat was
considered uninsurable) and any pre-existing medical condition is not
covered. Also, certain major illnesses, like cancer, require a rider and are
not covered in the basic policy under any conditions. My 10-year-old cat was
initially accepted into the insurance plan. I was required to get a medical
exam and $100 worth of bloodwork, which came back fine. Then, after I paid
for all of that, I was told that she couldn't be insured because of her age
(did her age change overnight?)

As many people on this group have pointed out, it makes a lot more sense to
establish a savings account for your pets and put money into the account
(every month) that is earmarked for medical needs only.

http://vet-petinsurance.blogspot.com/

Vet pet insurance is necessary.


No, it's not.

Vet bills can mount up when it comes
to your furry friend being ill. If you're lucky, you'll be able to pay
for each illness as it comes - and it will, especially with an older
pet.


Older pets are not insurable.

Read more details from:

[quoted text clipped - 3 lines]
months but some does not give coverage to your pet if he or she is
more than of eight years.


You got that right, and who needs to spend $300/year for insurance to cover
the cost of an annual checkup and vaccinations for a two-year-old cat? It's
cheaper to pay out of pocket.
Best regards,
---Cindy S.


--
Message posted via http://www.catkb.com

  #5  
Old May 1st 08, 04:57 PM posted to rec.pets.cats.health+behav
cshenk
external usenet poster
 
Posts: 2,427
Default Vet Pet Insurance

"mariib via CatKB.com" wrote

My vet also gave me this same advice in late 2002 when I'd had my beige &
white rescue cat Coco about 1/2 year. He was about a year old & during
this 6
month period, he'd already been treated 2-3 times for an allergic skin
condition over his eyes. I asked my vet whether I should take out an
insurance policy for him & was told he wasn't eligible for coverage
because
of this 'pre-existing' condition. My vet suggested setting aside the same
money each month in a separate bank account for my cats.


I can understand that one. My vet insurance is different. Guess i lucked
up. I adpoted 2 rescue pets and because the vet center I use also is
assosciated with them, they are fully covering known pre-existing
conditions. Cash (beagle mix) has already had treatments equal to the
amount I paid this year for insurance. Daisy (cat) has used 50% of what I
paid this year and is sceduled for another treratment that will make this
75%.

Cash had heartworms and was still in the treatment phase and is now on the
maintenance phase (tests positive, will for a few more months but thats just
antibodies to the worms left over and they will clear out in time). Daisy
needs dental cleaning (free basically as paid for under her insurance) and
is being treated for a yeast infection in her left ear.

It's Cash (beagle mix) where we are making money on the insurance deal. The
Xrays, EKG's and heart specialist would have cost far more than I paid under
a plan, not to mention his meds are 1/2 price. Daisy too, as she needs a
specialized flea treatment due to allergies so I can't use OTC stuff on her
(and will not risk it with Cash).


 




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