OT. What does car insurance cost in the US?

Not for a teenager rushing around a high-powered car but for the average
sensible adult like we all are on here with a car that meets our needs.
Would you all mind telling me what you pay? I just want to compare it with
what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits too.

Tweed

Christina Websell wrote:
Not for a teenager rushing around a high-powered car but for the
average sensible adult like we all are on here with a car that meets
our needs. Would you all mind telling me what you pay? I just want
to compare it with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits too.
Tweed

My insurance is due at the end of January, last year I paid £131.80.
--
Adrian (Owned by Snoopy, Bagheera & Shadow)
Cats leave pawprints on your heart
http://community.webshots.com/user/clowderuk

"Christina Websell" wrote in message
...
Not for a teenager rushing around a high-powered car but for the average
sensible adult like we all are on here with a car that meets our needs.
Would you all mind telling me what you pay? I just want to compare it
with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits
too.


I pay $85.00/monthly.

--

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Laurie
((¸¸.·´ ..·´
-:¦:- ((¸¸ ·.·

*~*LiveLoveLaugh*~*

All that I am or hope to be, I owe to my angel mother.
~Abraham Lincoln



Tweed

Dave's bill is for $180/year I believe. That's about what I was paying, too,
when I could afford to drive.

"~*LiveLoveLaugh*~" wrote in message
...
"Christina Websell" wrote in message
...
Not for a teenager rushing around a high-powered car but for the average
sensible adult like we all are on here with a car that meets our needs.
Would you all mind telling me what you pay? I just want to compare it
with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits
too.


I pay $85.00/monthly.

That seems quite a lot.

Tweed

"Adrian" wrote in message
...
Christina Websell wrote:
Not for a teenager rushing around a high-powered car but for the
average sensible adult like we all are on here with a car that meets
our needs. Would you all mind telling me what you pay? I just want
to compare it with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits
too.
Tweed

My insurance is due at the end of January, last year I paid £131.80.

Mine is 199 but I go to and from to work to have cover for that. I seem to
remember that you are not able to work now I might ask you for guidance.

Tweed

"Christina Websell" wrote in
message ...
Not for a teenager rushing around a high-powered car but for
the average sensible adult like we all are on here with a car
that meets our needs...

£460 - for an (almost) 50-year-old driver of a 16-year-old
2-litre Volvo Estate that's done over 215,000 miles. Social,
domestic and pleasure useIncludes business use (for no extra
premium), car kept off road overnight, in a slightly higher than
average "crime postcode".

As I'm on a medically restricted licence, some insurers (like
Direct Line, More Than, &c - all the "big box" shifters) refuse
to quote for the risk. That's how they keep relatively low
premiums - they don't take any proposal that has abnormally high
risk.

--
MatSav

Christina Websell wrote:
"Adrian" wrote in message
...
Christina Websell wrote:
Not for a teenager rushing around a high-powered car but for the
average sensible adult like we all are on here with a car that meets
our needs. Would you all mind telling me what you pay? I just want
to compare it with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and
Brits too.
Tweed

My insurance is due at the end of January, last year I paid £131.80.

Mine is 199 but I go to and from to work to have cover for that. I
seem to remember that you are not able to work now I might ask you
for guidance.
Tweed

I got widely varying quotes, I got my insurance from Saga and the quote from
confused.com
--
Adrian (Owned by Snoopy, Bagheera & Shadow)
Cats leave pawprints on your heart
http://community.webshots.com/user/clowderuk

"Christina Websell" wrote in message
...
Not for a teenager rushing around a high-powered car but for the average
sensible adult like we all are on here with a car that meets our needs.
Would you all mind telling me what you pay? I just want to compare it
with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits
too.

Tweed




I have full coverage on my 2007 F 150
no deductible
max full rental car coverage of 45 days
tow coverage up to 250 miles
uninsured motorist
PIP and Body liability 100/300 maxed out
Also stacked insurance up to 4 times coverage so that means I am covered up
to a million dollars for every accident I cause
I pay $59.60 a month pay six months in advance it is $325

might be more to have stacked but in Florida it is worth it

"Christina Websell" wrote in message

Not for a teenager rushing around a high-powered car but for the
average sensible adult like we all are on here with a car that meets
our needs. Would you all mind telling me what you pay? I just want
to compare it with what I just paid for my renewal.
Thinking about it further, I'd like to hear from Europeans and Brits too.

In Australia it depends on alot of things:.

1) The type of insurance you are seeking: do you want compulsorary third
party, third party property ('bomb insurance'), or comprehensive?

2) The age & gender of the drivers. For every year you are under 30 (even if
29 years and 364 days) it will cost more. If you are over 55, you get a
discount. If you,the main driver, is over 30, but might have tenagers
driving the car on more than (IIRC) 12 occasions in a year, then it will
cost more - but not as much as if it was the teenager trying to get
insurance. Women tend to pay slightly less than men (we have more accidents,
but said accidents are usually minor scratches and dings that barely make it
past the excess value)

3) Your licence type: if you are on a restricted licence (learner, P1 or P2)
or have restricted licence driving the car more than 12 times a year, it
will cost more again.

3) Age, type and value of vehicle (for example, a $25,000 ferrari is going
to cost more to insure than a $25,000 camry, and for a ferrari you might
need a specialist insurer rather than a regular one)

4) Where the car lives at night (highly dependant on the suburb you live in,
*especially* for comprehensive)

5) Your insurance history - both in terms of whether you've made any claims
in the last 5 years and whether you're entitled to a 'loyalty bonus' for
sticking with the same insurance company for a few years.

6) How much excess you are willing to pay. Not always available from every
insurer, but some are willing to decrease the cost if you are willing to pay
more excess.

For my car (a recent Camry sedan) with my details the on-line quote was:

Compulsorary:
CTP Greenslip: $351.82

Optional:
Third party property only (aka 'bomb insurance'): $293.81 ($500 excess,
$1200 excess for drivers under 25, $900 excess for drivers under 30)
Comprehensive (includes third party property), no extra windshield or hire
car options: $638.45 with a standard $600 excess, and an excess of $1,600 if
driven by a driver under the age of $25.

Information from www.nrma.com.au.

Yowie
--
If you're paddling upstream in a canoe and a wheel falls off, how many
pancakes can you fit in a doghouse? None, icecream doesn't have bones.